Whether it’s theft, damage by extreme weather, fire, burst pipes and other losses - we offer two main types of cover:
This protects you against loss, damage or theft of your belongings. It’ll cover things like your sofa, TV and valuables. With AXA, you’ll get:
All of this plus much more. See our full policy documents for more details.
This protects you against damage and loss to your building (including outbuildings, exterior and interior walls, roofs and flooring, amongst other things). With AXA, you’ll get:
All of this plus much more. See our full policy documents for more details.
Our AXA Premier Home Insurance policy includes some of these as standard. See our sample policy wording documents for more details.
We’ll help take care of your home at every stage of your life. Choose from our AXA Premier Home Insurance, AXA Plus Home Insurance or AXA Home Insurance policies.
With plenty of extra benefits included, we’ll give you the cover that gives you peace of mind.
Here’s a breakdown of what our combined home insurance covers:
5 Star Defaqto rated for 2023
5 Star Defaqto rated for 2023
4 Star Defaqto rated for 2023
Included
Included
Included
Accidental damage for buildings
Included
Accidental damage for contents
Included
Emergency cash advance
Included
Included
Included
Replacement keys and locks
Optional - up to £50,000
Optional - up to £50,000
Home emergency cover
Optional - up to £1,000
Optional - up to £1,000
Choose from our range of additional extras to create the cover that fits your home.
Got a blocked drain, burst pipe or broken boiler – but no time to fix them in an emergency?
With our home emergency helpline, we’ll arrange for an authorised contractor to carrry out a temporary fix as soon as possible. Plus, it’ll cover you for up to £1,000 (£1,500 with AXA Premier Home Insurance) per claim for call-outs, work and parts required.
Bad things happen to good people. Maybe your window’s broken, you’ve cut through an electric cable or drilled through a pipe. Whatever’s happened, our accidental damage cover offers you extra protection. And while it won’t stop accidents, it’ll stop them from being so expensive to fix.
It comes as standard with AXA Premier Home Insurance which covers both your buildings and contents. If you think you might need it, you can add it to our AXA Plus Home Insurance and AXA Home Insurance products too.
Even if you win the case, legal fees can be very expensive. Get up to £50,000 of legal cover with AXA Home Insurance or AXA Plus Home Insurance (you’ll get £100,000 with AXA Premier Home Insurance), access to a free 24-hour legal helpline and discounts on services like conveyancing.
You’ll get this as standard with AXA Premier Home Insurance but can also add this type of cover to AXA Plus Home Insurance and AXA Home Insurance.
Extend your home contents insurance to anywhere in the world – we can offer up to £15,000 personal possessions protection for items worth £1,500 each or less. So that even when your belongings are far from home, you know they’re safe as houses.
You can protect your higher risk items whilst at and away from your home by specifying them on your policy. Items valued at more than £1,500 will not be fully covered unless they have been specified.
Have your kids flown the nest? Make sure their possessions are safe when they’re staying away at boarding school, college or university – we offer up to £5,000 of cover per student.
Main mode of transport or trips with the kids – however you use your bike, we can help you to keep it safe. You'll get up to £350 cover for each bicycle and £1,500 in total as standard when you purchase contents, but you may have the option to specify your higher value bicycles too.
of home insurance claims Go to footnote 5
Of our policy holders
needed to make a claim in the last year Go to footnote 5
On average we pay out
for each home insurance claim made Go to footnote 5
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Read all reviews Filter Reviews Displaying all 0 reviews Tag Remove tag: Tag Read More Less Comments ( 1 ) Read More LessTake a closer look at everything that's included with AXA home insurance by reviewing our sample policy documents.
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2 Subject to a valid claim. Excess applies. Repair or cash may be offered. Terms and conditions apply.
3 Subject to a valid claim. Payment deducted from final claim settlement. Terms and conditions apply.
4 Three years for building repairs. One year for contents repairs.
5 Data relates to home insurance claims for policies underwritten by AXA Insurance UK plc from January to December 2023
